Fee & Charges L.L. Bean Credit Card

Fee & Charges L.L. Bean Credit Card

  • This card carries no yearly charge.
  • The yearly interest rate (APR) will range between 14.99% to 23.99% or will be decided by your credit score and repayment history.
  • A cash advance charge of 5% or $10 per transaction will apply, with an APR of 25.24%.
  • Each balance transfer will incur a cost of 5% or $10, whichever is higher.
  • If you make an overseas transaction in US dollars, you are going to shell out a 3% charge.
Regular APR (%) 21.24% - 32.24% variable
Annual Fee$0
Balance Transfer Fee5% of Each transaction, minimum $10
Rewards Earning RateEarn 4 Bean Bucks at L.L. Bean, 2 at Restaurants and gas Stations, and 1 on all other Purchases.
Foreign transaction fee (%)3%

Fee & Charges L.L. Bean Credit Card

How may Bean Bucks be redeemed?

Bean Bucks may be used in-store, online at llbean.com, or over the phone.

What are the downsides of the Llbean Mastercard?

Along with the benefits, there are also drawbacks to using the Llbean Mastercard. There is one main disadvantage: the incentive program is relatively limited. Let’s look over it.

It may occur to you that in addition to receiving 4% back on your Llbean purchase, you must also contribute 2% back on your petrol and food expenses. However, it is vital to remember that any of the possible awards may be converted into bean boxes. These are only valid for Llbean purchases. You cannot redeem the points for cash or spend them on any other purchase from an internet site.

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